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Posted On: 14th May 2021
Updated On: 18th May 2021

Pay Later Options: Klarna, Clearpay & PayPal Credit

Knowing which payment options are right for your online business depends on how your customers like to shop. You may have noticed the rise in ‘buy now, pay later’ options that have evolved to match purchasing preferences whilst creating a faster, smoother checkout process. Sounds good, right?

But with the growing numbers of pay later options, how do you know which one is right for your business and customers? From Klarna to PayPal Credit, we’re running through some of the more popular ‘pay later’ options available on the market today to help you decide.

Popular Pay Later Options


A relatively new kid on the block, Klarna is an app designed to make online shopping simpler. Klarna let’s your customers split the cost of their purchase into three monthly interest-free instalments. This app-based payment option works both online and in-store. It’s also readily designed to integrate with your existing content management system, so there’s no need to worry about how to get it up and running.


Clearpay is another app to rival Klarna. They actively showcase new and trending deals, encouraging customers to make the most of their credit. Payments are made over six weeks. Similarly to Klarna, Clearpay is designed to seamlessly integrate with your ecommerce platforms within minutes. You’ll also have access to a tech support team.

PayPal Credit

Alongside credit and debit cards, PayPal is one of the most dominant payment methods available today. With over 254 million users worldwide, it’s certainly a trusted name. PayPal Credit offers 0% interest offers which encourages customers to spend a certain amount to benefit. It’s a great way to potentially encourage a boost in higher-spend purchases on your site.

By offering popular pay later options you may even acquire a new demographic for your business.

As always, knowing your target audience is crucial. But if your audience keeps up with the latest payment trends then one of the options listed above could be a worthwhile addition for your checkout.